Aegis Preferred Loan Officer
Patty Gadd
Senior Mortgage Loan Originator · New American Funding
The trusted lending partner of Aegis Real Estate & Investments. Patty pairs personalized guidance with the full product strength of New American Funding to help California buyers, move-up clients, and investors finance with confidence.
Lending That Moves at the Speed of Your Goals
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[Bio paragraph two — Patty's specialty areas (e.g., first-time homebuyers, jumbo, self-employed borrowers, investment property financing), her local market knowledge, and the values that guide her client work. 3–4 sentences.]
[Bio paragraph three — Why she partners with Aegis specifically: shared standards, decades of trust, and a commitment to client outcomes that runs deeper than any single transaction. 2–3 sentences.]
A Lending Partner Who Closes With You
Aegis has spent four decades earning the trust of California families and investors. The lending partners we recommend have to meet that same standard. Patty does — and our clients feel the difference at every step of the transaction.
Coordinated, Not Siloed
Patty works directly with your Aegis advisor from the first conversation through close. No back-and-forth between teams that don’t talk to each other — just one coordinated transaction with clear communication every step of the way.
Local Expertise, National Strength
Patty knows the Orange County, LA, and Riverside markets the way Aegis does. She combines that local fluency with the full product depth of New American Funding, one of the country’s largest independent mortgage lenders.
Programs for Every Buyer
From first-time homebuyers and move-up families to jumbo, VA, and investment-property clients, Patty has access to the loan products and underwriting flexibility to match the right program to the right client.
On-Time, Every Time
Sellers and listing agents notice when financing closes on schedule. Patty’s reputation for hitting close dates is one of the reasons Aegis trusts her with our most important transactions.
Financing Options Patty Works With
A snapshot of the programs Patty originates through New American Funding. Patty will recommend the right fit after a no-obligation conversation about your goals, timeline, and financial picture.
Conventional
Fixed and adjustable-rate loans for primary residences, second homes, and qualifying investment properties. Competitive rates and flexible down-payment options.
Jumbo
Loan amounts above conforming limits for California’s higher-priced markets. Tailored underwriting for high-net-worth and self-employed borrowers.
FHA
Government-backed loans with lower down-payment requirements, ideal for first-time buyers and clients rebuilding credit.
VA
Zero-down financing and competitive terms for active-duty service members, veterans, and qualifying surviving spouses.
Investment & DSCR
Financing structured around the cash flow of the property, supporting investors growing or refinancing their California portfolios.
Refinance
Rate-and-term and cash-out refinance options to reduce monthly payments, consolidate debt, or unlock equity for the next move.
Programs subject to borrower qualification, property eligibility, and current New American Funding guidelines. Not all applicants will qualify. Rates and terms may change without notice.
How Aegis & Patty Work Together
A clear path from first conversation to closing day — with both your real estate advisor and your loan officer rowing in the same direction.
Pre-Qualify With Patty
Quick, confidential conversation to review your goals, run the numbers, and issue a pre-qualification letter you can shop with.
Find Your Property With Aegis
Your Aegis advisor identifies properties that fit your goals and budget — and structures offers with the credibility a Patty pre-qual gives you.
Lock & Underwrite
Once you’re in escrow, Patty locks your rate, manages underwriting, and coordinates directly with your Aegis team to keep close on track.
Close & Beyond
You close on time. And because Aegis and Patty think long-term, both teams remain a resource for refinances, future moves, and portfolio growth.
What Patty’s Clients Say
Real feedback from California buyers and investors who closed with Patty.
“[Testimonial one — 2–3 sentences about a specific moment Patty made the difference: communication, problem-solving, hitting a tight close, etc.]”
“[Testimonial two — ideally from a different borrower profile to show range: first-time buyer, jumbo, investor, or self-employed.]”
“[Testimonial three — ideally from an Aegis agent or co-listing partner speaking to how she works alongside the real estate team.]”
Testimonials reflect individual client experiences and are not a guarantee of future results. Loan approval and terms depend on borrower qualification.
Two Easy Ways to Reach Patty
Apply directly through Patty’s secure New American Funding portal, or start with a no-pressure conversation through Aegis.
Reach Patty Directly
- Direct Phone
- [Direct Phone]
- [Direct Email]
- Apply Online
- newamericanfunding.com/mortgage-loans/pattygadd
- NMLS ID
- [Patty NMLS #]
Start Through Aegis
Prefer to talk it through with your Aegis advisor first? We’ll connect you with Patty after we’ve aligned on your goals, timeline, and price range.
- Aegis Office
- (714) 590-9977
- info@aegisrealtor.com
- Office
- 10362 Vic Pl., Garden Grove, CA 92840